Near Field Communication (NFC) for the secure transfer of information in P2P transactions.

Abstract

Currently, our country is in a state of bankarization of the economy whose main objective is to promote the use of existing digital payment gateways Transfermóvil, ENZONA and Banca Móvil for commercial transactions in the private and state sectors, seeking to reduce progressively the use of cash used up to now in commercial exchanges. This process brings with it the incorporation of new users to these electronic commerce platforms, as well as an increase in the volume of data and information that is managed in said systems, which can lead to an increase in the risk of information security. with which transactions are carried out, when new actors emerge that can take advantage of the massive use of these technologies by the population for the incidence of cybercrimes. Therefore, it is necessary to strengthen security in these transactions, as well as improve the efficiency with which they are carried out. Using the analysis-synthesis and historical-logical research methods, this paper proposes the study of NFC (Near Field Communication) technology to evaluate its advantages over other information exchange technologies for commercial transactions, as well as its possible implementation of the Transfermóvil and ENZONA digital gateways in mobile applications with the aim of adding a new security layer to transfers in commercial exchanges and streamlining the processes in which they are carried out.